Safeguard Your Property
Regardless of whether you own an independent house, an apartment, or a commercial space, burglary insurance is essential for safeguarding your property against the financial impact of burglary-related losses.
This policy provides crucial protection for your home or business, covering potential damages or losses stemming from a burglary. A burglary is defined as the unlawful entry into a building with the intent to commit a crime, which may not always result in theft, emphasizing the importance of having coverage in place to mitigate risks.
What Does It Cover?
Stolen Property
Compensation for the value of stolen items, available at either depreciated actual cash value or replacement cost for a new item.
Property Damage
Coverage for structural damages, such as broken windows or doors, under dwelling or building policy limits.
Business Interruption
Reimburses lost income and relocation expenses if operations halt due to a burglary incident.
Replacement Costs
Provides full coverage to replace stolen or damaged items with new ones, excluding depreciation.
Legal Fees
Covers legal defense costs associated with burglary-related lawsuits, subject to policy limits and conditions.
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